Report Summary

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Report Summary:

Compliance Notice to our valued landlords: Before taking an adverse action against the person named in this report you must provide him or her with a pre-adverse action notice, a copy of this report, and a copy of “A Summary of Your Rights Under the Fair Credit Reporting Act.” You must provide notice even if the information in the report plays only a small part in the overall decision. Additional notice requirements may apply in certain states. Trak-1 provides you with details about the content and format of these notices in the addendums to your Customer Service Agreement and at http://www.peoplefacts.com/Compliance . For tools to help you generate these required notices refer to the top of the page you used to print this report.

Compliance Notice to our valued employers: Before taking an adverse action against the person named in this report you must provide him or her with a first pre-adverse action notice, a copy of this report, and a copy of “A Summary of Your Rights Under the Fair Credit Reporting Act.” You should provide the person a reasonable amount of time to respond to your notice. If after hearing the individual’s response you determine to continue with the adverse action you must provide a second post-adverse action notice. You must provide notice even if the information in the report plays only a small part in the overall decision. Additional notice requirements may apply in certain states. Trak-1 provides you with the content and format of these required notices in the addendums to your Customer Service Agreement or at http://www.peoplefacts.com/AdverseAction . For tools to help you generate these required notices refer to the top of the page you used to print this report.

Notice to All Users of This Report: This report does not guarantee the accuracy or truthfulness of the information as to the subject of the investigation, but only that it is accurately copied from public records, and information generated as a result of identity theft, including evidence of criminal activity, may be inaccurately associated with the consumer who is the subject of the report. For further information about your obligations regarding adverse action, please refer to the Federal Trade Commission articles: “Using Consumer Reports: What Landlords Need to Know”, https://www.ftc.gov/tips-advice/business-center/guidance/using-consumer-reports-what-landlords-need-know and "Using Consumer Reports: What Employers Need to Know" https://www.ftc.gov/tips-advice/business-center/guidance/using-consumer-reports-what-employers-need-know Failure to abide by your legal obligations may expose you to liability. For questions contact us at 4500 S. 129th East Avenue, Suite 132, Tulsa, Oklahoma 74134, 800.600.8999.